Programs, Benefits & Services

Do you support a spouse or common-law partner, or a dependant with a physical or mental impairment? The Canada caregiver credit (CCC) is a non-refundable tax credit that may be available to you.

The Canada Pension Plan (CPP) disability benefit is a monthly payment you can get if you:

• are under 65
• have made enough contribution into the CPP
• have a mental or physical disability that regularly stops you from doing any type of substantially gainful work
• have a disability that is long-term and of indefinite duration, or is likely to result in death

The Canada Pension Plan (CPP) children’s benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors.

Find a free tax clinic in your area

Tax clinics can be held year-round, however, most clinics are offered in March and April.

If you cannot find a free tax clinic in your area, check back again as community organizations add clinics regularly.

Go to your province or territory to:

• find out if you’re eligible for student grants and loans
• know how much you could get
• apply for student grants and loans

This grant is available to students with disabilities for each year of study. You can apply at the same time as you apply for student aid with your province or territory.

• Note: This grant is not available to students from Northwest Territories, Nunavut and Quebec. They have their own student aid programs.

The Child Disability Benefit (CDB) is a tax-free monthly payment made to families who care for a child under age 18 with a severe and prolonged impairment in physical or mental functions.

Do you have an illness or injury from your service? Disability Benefits from Veterans Affairs are financial recognition for the impact this service-related injury or disease can have on your life.

Individuals who have an impairment in physical or mental functions and have paid for certain medical expenses can, under certain conditions, claim the disability supports deduction.

The Disability Tax Credit (DTC) is a non-refundable tax credit that helps people with impairments, or their supporting family member, reduce the amount of income tax they may have to pay.

If you have a severe and prolonged impairment, you may apply for the credit. If you are approved, you may claim the credit at tax time.

By reducing the amount of income tax you may have to pay, the DTC aims to offset some of the extra costs related to the impairment.

Includes links to services, benefits and programs to assist people with disabilities and their families

You can claim eligible medical expenses on line 33099 or line 33199 of your tax return (Step 5 – Federal tax).

If you have a permanent mobility impairment and cannot safely use public transportation, you can ask for a refund of part of the federal excise tax on the gasoline you buy.

With over 55 years of expertise, H&R Block proudly serves Canadians from every corner of the country.

You can claim an amount for the eligible expenses for a qualifying renovation of an eligible dwelling, if one of the following applies:

• you are a qualifying individual
• you did not live in another home owned by you (or your spouse or common-law partner) in the year of acquisition or in any of the four preceding years (first-time home buyer)

You can claim up to $10,000 for the purchase of a qualifying home in the year if both of the following apply:

• you (or your spouse or common-law partner) acquired a qualifying home
• you did not live in another home owned by you (or your spouse or common-law partner) in the year of acquisition or in any of the four preceding years (first-time home buyer)

The Home Buyers’ Plan (HBP) is a program that allows you to withdraw from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.

You may be able to claim this supplement if all of the following apply:

• You entered an amount on line 21500 or line 33200 of your return
• You were a resident in Canada throughout the year
• You were 18 years of age or older at the end of 2022
• Your adjusted family net income is less than $55,449

The Registered Disability Savings Plan (RDSP) is a long-term savings plan to help people with disabilities who are approved for the Disability Tax Credit save for the future. When you open a plan, you may also get grants and bonds from the Government of Canada to help with your long-term savings.

Tax Credits and Deductions are available for persons with disabilities, their supporting family members, and their caregivers.

The Tax-Free Savings Account (TFSA) program began in 2009. It is a way for individuals who are 18 and older and who have a valid social insurance number (SIN) to set money aside tax-free throughout their lifetime. Contributions to a TFSA are not deductible for income tax purposes. Any amount contributed as well as any income earned in the account (for example, investment income and capital gains) is generally tax-free, even when it is withdrawn.  Administrative or other fees in relation to TFSA and any interest or money borrowed to contribute to a TFSA are not tax deductible.